Crop Insurance | Agri Insurances, Inc.

Crop Insurance

Are you willing to bet the farm? Your crops are subject to all kinds of disasters. You can’t afford to gamble that the forces of nature won’t visit your farm sooner or later. We can design a program to protect you from the financial devastation of a crop disaster.

Our goal is to assist you with establishing your farms unit structure. This is important because maximizing the number of optional units will increase your indemnity should a loss occur.

Multi-Peril Crop Insurance
Also known as MPCI or “Buy-Up” coverage. With this coverage the farmer selects the amount of average yield he or she wishes to insure, from 50% to 85%. The farmer also selects the percent of the predicted price he or she wants to insure; between 55% and 100% of the crop price established annually by RMA. If the harvest is less than the yield insured, the farmer is paid an indemnity based on the difference. Indemnities are calculated by multiplying this difference by the insured percentage of the established price selected when the crop insurance was purchased. This type of coverage protects most crops from nearly all natural disasters and unavoidable damage from insects and disease. As you know, the government subsidizes the premium for crop insurance. In recent years, the subsidy has increased making your cost as a producer more affordable.

Crop Revenue & Revenue Assurance
CRC and RA protect against lost revenue caused by low yield, low price or a combination of both. An alternative to MPCI, CRC / RA provide a minimum dollar guarantee that will increase if harvest prices are high. Dollar guarantees are calculated using regional Board of Trade’s early future prices. If the near harvest time futures price exceeds the early price, producers are provided additional protection. CRC and RA are available on certain crops in selected states and counties.




	Crop Insurance Are you willing to bet the farm? Your crops are subject to all kinds of disasters. You can’t afford to gamble that the forces of nature won’t visit your farm sooner or later. We can design a program to protect you from the financial devastation of a crop disaster. Our goal is to assist you with establishing your farms unit structure. This is important because maximizing the number of optional units will increase your indemnity should a loss occur. Multi-Peril Crop Insurance Also known as MPCI or “Buy-Up” coverage. With this coverage the farmer selects the amount of average yield he or she wishes to insure, from 50% to 85%. The farmer also selects the percent of the predicted price he or she wants to insure; between 55% and 100% of the crop price established annually by RMA. If the harvest is less than the yield insured, the farmer is paid an indemnity based on the difference. Indemnities are calculated by multiplying this difference by the insured percentage of the established price selected when the crop insurance was purchased. This type of coverage protects most crops from nearly all natural disasters and unavoidable damage from insects and disease. As you know, the government subsidizes the premium for crop insurance. In recent years, the subsidy has increased making your cost as a producer more affordable. Crop Revenue & Revenue Assurance CRC and RA protect against lost revenue caused by low yield, low price or a combination of both. An alternative to MPCI, CRC / RA provide a minimum dollar guarantee that will increase if harvest prices are high. Dollar guarantees are calculated using regional Board of Trade’s early future prices. If the near harvest time futures price exceeds the early price, producers are provided additional protection. CRC and RA are available on certain crops in selected states and counties.